1.Does eBay Pay Only by Taking PayPal?
No.It has a lot of options for paying:
Payment options for most listings
For most categories, you need to offer at least one electronic payment or Internet merchant credit card option. This provides a fast and secure transaction for you and the buyer. When a buyer clicks the Pay Now button in My eBay, the listing, or email notification, they pay you immediately and the payment is processed through the option you've chosen. You receive an email telling you that you've been paid and you can ship the item.
You can also offer payment upon pickup. Payment by personal check, cashier's check, bank-to-bank transfers, or money order isn't allowed for most eBay purchases.
You'll choose your payment options when you list your item.
Here's a comparison of payment options for most listing types. For details on each electronic option, click its name.
Merchant credit card
Payment upon pickup
2.Does eBay Have Payment Plans?
EBay has payment plans through Paypal.
Paypal Payment Plan splits up the payments for the buyer. You -- the seller -- gets your money all at once, but the buyer's card is charged $x.xx per month for some number of months.
3.Does eBay Affect Credit Score?
Yes. It is like any other Credit Card